3 Types of Insurance Everyone Should Have

 There are a few types of insurance that are so important that everyone should have them. These include health insurance, life insurance, disability insurance and long-term care insurance.

Health insurance is vital because it helps pay for medical bills. It can also help you get preventive care such as vaccinations screenings and check-ups. Life insurance is an important thing to have because it can help your loved ones financially if you die. 

 Disability insurance is important because it can help you if you can't work because of an injury or illness. Long-term care insurance is important because it can help you pay for the care you need if you can't take care of yourself.

3 Types of Insurance Everyone Should Have

Insurance is a vital part of financial planning but there are so many different types and options that it can be difficult to know where to start. Here are five types of insurance that everyone should have:

1. Health insurance 

 perhaps the most important type of insurance as it covers your medical expenses in case of illness or injury. If you have a job, your employer may offer health insurance but it is also possible to purchase your own policy.

2. Auto insurance

 If you own a car you are required by law to have auto insurance. This type of insurance covers your costs in case of an accident.

3. Homeowner's or renter's insurance:

 If you own your home you should have a homeowner's insurance to protect yourself from costly repairs in case of damage. If you rent your landlord may require you to have renter's insurance .